Annuity
Our Products
Harness the power of market-linked growth with the safety of guaranteed returns.
A Fixed Indexed Annuity (FIA) from Artha Solutions provides a secure and tax-deferred investment option that allows you to grow your retirement savings based on market performance without risking principal losses. Unlike traditional fixed annuities, FIAs are tied to a market index (such as the S&P 500), allowing for potential interest gains when the market performs well, while still protecting your investment from losses when markets decline. This product offers a balance of growth potential and security, making it ideal for those looking to optimize their retirement income strategy while minimizing risks. Additionally, FIAs offer options for guaranteed lifetime income, ensuring financial stability in retirement.
Secure Income Stream
Gain peace of mind with our Fixed Indexed Annuity, designed to provide a reliable income stream during retirement. This product allows you to benefit from market index growth while ensuring your principal is protected from market downturns. With options for guaranteed lifetime income, you can enjoy a steady cash flow that enhances your financial security.
Asset-Backed Stability
Invest with confidence through our Fixed Indexed Annuity, which combines the stability of fixed income investments with the potential for higher returns linked to market indices. This product is structured to safeguard your initial investment while offering growth opportunities, allowing you to meet your long-term financial objectives with ease and assurance.
Diversified Investment Opportunities
Enhance your investment portfolio with our Fixed Indexed Annuity, an innovative financial product that supports diversification and capital preservation. By integrating this annuity into your investment strategy, you can achieve a balanced approach to growth and risk management, ensuring your financial future is both stable and prosperous.
FAQ
A Fixed Indexed Annuity is a type of insurance product that offers a guaranteed minimum interest rate while allowing potential growth based on the performance of a specific market index. This annuity combines the benefits of both fixed and variable annuities, providing a safer investment option with the possibility of higher returns.
The advantages of a Fixed Indexed Annuity include tax-deferred growth, protection of your principal from market losses, and the potential for higher returns linked to a stock market index. Additionally, they can provide a reliable income stream during retirement through optional riders that ensure payouts for life.
You can withdraw money from a Fixed Indexed Annuity by contacting your insurance provider to request a withdrawal. However, be aware that withdrawals made before the age of 59½ may incur penalties. Additionally, some annuities have surrender periods, meaning that withdrawing funds within a specified time frame may result in fees. It's important to review your contract details and consult with your financial advisor before making withdrawals.